We prioritize improving the digital experiences of our clients, advisers and employees in financial institutions.
We carry out consulting and implementation of banking solutions for any kind of products: Checking accounts (DDA), Savings accounts (time deposits, certificates, retirement, etc.), Loan accounts, Mortgage accounts, Card Management among others.
Our methodology seeks to create lasting experiences over time that focus on our clients so that they highlight their differential value.
Our Core Engine solution provides:
Smart contracts with a easy-to-use code to develop any financial product.
We provide a complete range of financial products already created such as: checking accounts, deposits, loans, mortgages and credit cards.
It will be possible to simulate the performance of any financial product before its launch. This makes it possible to accurately show the future performance of all products in any period of time.
Our simple and easy SDK allows banks to build, test and manage their product portfolio, with a great developer experience. With this, banks can build, launch and maintain products faster and at lower cost than ever before.
Our Data Ledger solution provides:
Our real-time ledger is always available and accessible, enriched data is streamed via our streaming API. It is designed to support any bank and any product, as well as powerful real-time reporting capabilities.
All of the platform’s functionality and data is exposed through a standard set of APIs that enable unparalleled levels of control and granularity, real-time access to information in the Ledger, and ease of integration with other world-class technology providers.
Our Cloud Hosting solution provides:
We offer any deployment option, including software as a service, private and public cloud hosted bank, and hybrid deployment.
Our SaaS implementation eliminates most of the administration overhead associated with managing cloud infrastructure. Deploying the platform as a SaaS is a popular option for agile banks and fintechs
– Hosted bank
Public cloud deployments are supported by Azure, AWS, GCP, and IBM, and other cloud providers can be easily added. Hybrid cloud deployments allow sensitive data to remain within a private cloud while the rest of the solution is hosted in a public cloud.
Private cloud deployments are possible using Red Hat OpenShift in conjunction with AWS Outposts, Azure Stack, or Google Anthos.
Our platform’s microservices architecture is built from the ground up to take full advantage of native cloud computing, enabling banks to have an elastic, highly available and flexible core banking system that scales with load.
Our platform is deployed across multiple data centers in an active-active configuration, making it resilient to failures. This allows problems to be recovered without interruption for the bank’s customers.
Our Retail Banking solution provides:
Depending on business needs, banks have the freedom to deliver retail banking experiences across any channel: branch, web, native mobile apps, and wearable devices.
Our platform is core and cloud agnostic, providing a high level of flexibility thanks to open and layered architecture.
API-driven microservices allow you to separate distribution from manufacturing, increasing agility and speeding time-to-market for applications built by financial institutions themselves.
Our solution accelerates business growth, allowing you to quickly onboard customers, drive your product growth, and increase your revenue by capitalizing on new market opportunities.
AI and data analysis
Using personalized data and artificial intelligence capabilities, you take customer engagement to the next level and empower your customers’ decision-making with relevant insights and suggestions.
We work with a platform that gives our clients full control to make and build what they require. The world’s largest banks have already implemented this technology
01. Core Engine
Banks will now be able to run any product they want, from creating exact replicas of a portfolio of products to creating entirely new ones (including checking and savings accounts, loans and mortgages).
They will also be able to launch and run products that are not normally managed from the core, such as credit cards. We have a Product Library with more than 200 preconfigured financial products such as: buy now and pay later offers, a combination of debit and credit cards and offset mortgages.
02. Data Ledger
This service gives banks full control over data management. There is a strict separation between product management and the underlying Ledger, this gives banks the ability to modify and release products while maintaining a common code base across all banks
All data is streamed in and out of the ledger in real time, providing rich data streaming for AI and reporting. Ledger can manage sophisticated lines of funds in any asset and denomination, and banks can manage anything from international currencies to crypto to reward points.
03. Cloud Hosting
We provide cloud-native technology, contain no legacy code, and use state-of-the-art cloud infrastructure, practices, and tools, enabling banks to have the highest level of operational resiliency.
Banks can choose our software as a service or can deploy it themselves in public, private and hybrid environments. Our platform runs on the leading cloud infrastructure providers: Amazon Web Services, Google Cloud Platform, and Microsoft Azure.
Moving to the cloud gives banks the ability to run their services more efficiently, achieving better cost-to-revenue ratios, reducing capex for on-premises hardware, and achieving a significant reduction in their carbon footprint.
04. Retail Banking
We take the complexity out of everyday banking and put people in control of their finances.Our solution provides a complete digital platform for retail banks that covers the entire customer lifecycle, from customer onboarding, account opening, and digital service. Deliver exceptional digital apps and customer experiences across all channels, including mobile, web, and wearables.Learn more